|Title: ||A Study on Bank Lending Behavior: Do Business Cycle and Government Ownership Affect?
||Author(s): ||Le Van Lam
||Keywords: ||Business cycle; Bank lending behavior; Government ownership; Vietnam
||Abstract: ||This study investigates the bank lending behavior in Vietnam by examining the role of business cycle as well as government ownership over the period 2010-2016. The empirical results support for the procyclical behavior of banking lending behaviour suggesting that banks expand theirs loan in booming period of economy. In addition, state-owned banks are less sensitivity to the change of business cycle than private banks in a booming period. This study sheds further light on the essential role of government-owned bank over the business cycle in the process of financial resource allocation for economic developments in an emerging country context.
||Issue Date: ||2018
||Publisher: ||UEH Publishing House
|Appears in Collections:||Conference Papers|