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Please use this identifier to cite or link to this item: https://digital.lib.ueh.edu.vn/handle/UEH/62099
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dc.contributor.authorDang V.D.-
dc.contributor.otherDang V.C.-
dc.date.accessioned2021-08-20T14:50:12Z-
dc.date.available2021-08-20T14:50:12Z-
dc.date.issued2021-
dc.identifier.issn2232-1640-
dc.identifier.urihttp://digital.lib.ueh.edu.vn/handle/UEH/62099-
dc.description.abstractThis study examines the impact of non-interest income on bank riskiness captured by two dimensions of credit risk and bank stability. Based on a panel of Vietnamese banks during the period 2007–2017 and a dynamic approach estimated by the generalised method of moments (GMM), we find that: (1) banks more involved in non-interest income activities have less credit risk, but higher bank instability; (2) the decomposition of bank instability indicates that risk-adjusted profitability and capital buffer corresponding to risk-taking are adversely affected by non-interest income; and (3) private banks could gain more diversification benefits of credit risk reduction, while the drawback effect of income diversification on bank stability is lower for state-owned banks. Our findings exhibit the double-edged nature of the shift toward non-interest from interest income, but we have no evidence to support the notion that non-interest income drives bank stability through the transmission impact of credit risk. The study clarifies the ongoing debates about the safety and soundness of income diversification in emerging markets. © 2021, Faculty of Economics and Administration. All rights reserved.en
dc.formatPortable Document Format (PDF)-
dc.language.isoeng-
dc.publisherFaculty of Economics and Administration-
dc.relation.ispartofInstitutions and Economies-
dc.relation.ispartofseriesVol. 13, Issue 1-
dc.subjectBank stabilityen
dc.subjectCredit risken
dc.subjectDiversificationen
dc.subjectNon-interest incomeen
dc.subjectVietnamen
dc.titleNon-interest income, credit risk and bank stability: Evidence from Vietnamen
dc.typeJournal Articleen
dc.identifier.doihttps://doi.org/10.22452/IJIE.vol13no1.4-
dc.format.firstpage97-
dc.format.lastpage125-
ueh.JournalRankingScopus-
item.openairetypeJournal Article-
item.languageiso639-1en-
item.fulltextOnly abstracts-
item.openairecristypehttp://purl.org/coar/resource_type/c_18cf-
item.grantfulltextnone-
item.cerifentitytypePublications-
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