Title: | Factors affecting net interest margin of joint-stock commercial banks in Vietnam |
Author(s): | Pham Hoang An |
Keywords: | Net interest margin; Commercial banks; Joint-stock; Panel data; Vietnam |
Abstract: | This study analyzes factors affecting net interest margin of joint-stock commercial banks in Vietnam. The paper uses the secondary data of 26 banks with 182 observations for the period of 2008–2014 and applies the panel data regression method. The empirical results indicate that lending scale, credit risk, capitalization, and in-terest rate have positive impacts on net interest margin. In contrast, managerial efficiency has a negative effect on net interest margin. However, bank size and loan to deposit ratio are statistically insig-nificant to net interest margin. |
Issue Date: | 2017 |
Publisher: | Trường Đại học Kinh tế Tp. Hồ Chí Minh |
Series/Report no.: | JED, Vol.24(1) |
URI: | http://digital.lib.ueh.edu.vn/handle/UEH/55258 http://jabes.ueh.edu.vn/Home/SearchArticle?article_Id=bb9303b3-b346-4d09-8beb-059d90ad7ed8 |
DOI: | http://doi.org/10.24311/jed/2017.24.1.01 |
ISSN: | 1859 -1124 |
Appears in Collections: | JABES in English
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